1. ACCEPTANCE OF TERMS
By accessing, browsing, registering for, or using the Market Analytics platform at market-analytics.io (the "Platform"), including all tools, features, data, educational content, trading challenges, leaderboards, and any related services (collectively, the "Services"), you ("User", "you", "your") confirm that you have read, understood, and agree to be legally bound by these Terms and Conditions ("Terms") in their entirety.
If you do not agree to these Terms, you must immediately cease all use of the Platform and Services.
These Terms constitute a legally binding agreement between you and Lumeris IP Ltd, a private limited company registered in the Republic of Cyprus under registration number HE 496720, with registered office at Archiepiskopou Makariou III, 59, MOUYIAS TOWER, 3rd floor, Office 301, 6017 Larnaca, Cyprus ("Company", "we", "us", "our").
We reserve the right to amend, update, or replace these Terms at any time, at our sole discretion, without prior notice. The updated Terms will be published on the Platform with a revised "Last updated" date. Your continued use of the Platform following any such amendment constitutes your binding acceptance of the updated Terms. It is your sole responsibility to review these Terms regularly.
2. ELIGIBILITY
By using the Platform, you represent and warrant that:
- You are at least 18 years of age, or the age of legal majority in your jurisdiction, whichever is higher.
- You have the legal capacity to enter into a binding agreement.
- Your use of the Platform complies with all applicable laws and regulations in your jurisdiction.
- You are not located in, or a resident or national of, any country subject to international sanctions or embargoes that would prohibit your use of the Platform.
- You are accessing the Platform for personal, non-commercial, and lawful purposes only, unless otherwise agreed in writing with us.
- You will provide truthful, accurate, and complete information when registering and at all times during your use of the Platform.
We reserve the right to verify eligibility at any time and to suspend or terminate access for any User who does not meet these requirements.
3. DESCRIPTION OF SERVICES
The Platform provides the following Services:
(a) Market Analytics Tools — including but not limited to: Economic Calendar, Trend Bias Analyser, Currency Strength Index, Volatility Scanner, Correlation Matrix, Pattern Recognition Engine, Support & Resistance Levels, Trading Sessions Overview, and Position Size Calculator.
(b) Academy — an educational section providing explanatory content, tutorials, videos, commentary, and guidance on how to use the individual tools available on the Platform.
(c) Trading Challenges — periodically hosted voluntary competitions in which registered users may participate based on trading performance metrics. Challenge leaderboard data and account metrics are retrieved via a third-party integration with api2trade.com.
All Services are provided on an "as is" and "as available" basis. We reserve the right to modify, suspend, restrict, or discontinue any Service or any part thereof at any time, temporarily or permanently, without prior notice and without liability to you or any third party.
4. NO FINANCIAL ADVICE — EDUCATIONAL PURPOSE ONLY
IMPORTANT DISCLAIMER: NOTHING ON THIS PLATFORM IS FINANCIAL ADVICE.
All content, tools, data, analytical outputs, indicators, signals, statistics, commentary, educational materials, videos, and any other information provided on or through the Platform — including the Academy section — are provided strictly for informational and educational purposes only. None of it constitutes, and must not be construed as:
- Financial advice, investment advice, or trading advice;
- A recommendation or solicitation to buy, sell, hold, or otherwise deal in any financial instrument, security, currency, commodity, or other asset;
- A personalised investment recommendation of any kind.
You acknowledge and agree that:
- All market data, indicators, and analytical outputs are provided without any guarantee of accuracy, completeness, timeliness, or fitness for any particular purpose.
- Past performance or historical data displayed on the Platform is not indicative of, and provides no guarantee of, future results or performance.
- Trading foreign exchange, contracts for difference (CFDs), and other financial instruments involves substantial risk of loss and is not suitable for all investors. You may lose all or substantially more than your initial capital.
- The Academy content is intended solely to explain the functionality of the Platform's tools. It does not constitute a trading education programme, a trading system, a strategy recommendation, or a guarantee of any trading outcome whatsoever.
- We are not a registered investment adviser, broker-dealer, financial planner, portfolio manager, or regulated financial institution in any jurisdiction.
- You are solely and exclusively responsible for your own trading and investment decisions and for any resulting profits, losses, or other consequences.
You agree that before making any trading or investment decision, you will seek independent advice from a suitably qualified, authorised, and regulated financial adviser.
We expressly disclaim any and all liability for any trading losses, missed profits, or financial harm of any kind suffered by you as a result of your use of or reliance on any content, tool, data, or information provided on the Platform.
5. TRADING CHALLENGES
5.1. Voluntary Participation
Participation in any Trading Challenge is entirely voluntary. By entering a Challenge, you acknowledge that you have read and accepted these Terms, the specific Challenge rules published on the Platform, and all applicable conditions. Challenge-specific rules are incorporated into these Terms by reference and may be updated at any time prior to the Challenge start date.
5.2. Third-Party Leaderboard and Performance Tracking — api2trade.com
For the purpose of retrieving trading account performance metrics and powering the Challenge leaderboard, we utilise the third-party service api2trade.com ("API Provider"). By entering a Challenge and submitting your account number and Investor Password, you explicitly grant us permission to access your trading account's read-only performance data via this service.
You acknowledge and agree that:
- We collect and use only your Investor Password (a read-only credential). An Investor Password grants access solely to view account data and does not permit the placement, modification, cancellation, or closure of any trades or positions.
- To read your account regularly during a Challenge, we store your Investor Password in encrypted form (AES-256) on our servers. It is used only to connect your account through the API Provider, is never shown to anyone, and is deleted once your participation in all Challenges has ended.
- Accounts are not connected permanently but in turn, about every 30 minutes. Figures shown on the leaderboard during a Challenge may therefore be up to about 30 minutes old; final results are calculated from your account's trade history.
- You are strongly advised — and it is entirely your responsibility — to set a unique Investor Password that you have never used and do not use on any other platform, website, application, or service. Reusing passwords across services significantly increases your risk exposure.
- You submit your Investor Password at your own risk. We cannot guarantee the absolute security of data transmitted over the internet or held within our systems or those of the API Provider.
- Your Investor Password and account data are processed by api2trade.com in accordance with their own terms of service and privacy policy, which are entirely outside our control. You are strongly encouraged to review api2trade.com's terms and privacy policy independently before participating.
- We are not responsible for, and shall not be liable for, the security practices, data handling, availability, reliability, errors, omissions, or any actions or inactions of api2trade.com or any other third-party service provider, including in the event of a data breach, hacking, or security incident at such provider.
- We make no warranties regarding the accuracy, completeness, real-time correctness, or availability of data retrieved via api2trade.com. Discrepancies between Platform-displayed data and actual account data do not give rise to any claim against us.
5.3. No Trading Access
We expressly confirm that we do not request, collect, store, or use your MT4/MT5 trading password (master password) at any point. We have no ability to place, modify, or close trades on your behalf. Notwithstanding this, you acknowledge that you provide your Investor Password at your own risk and that we bear no liability whatsoever for any unauthorised access to your trading account by any third party.
5.4. Challenge Results, Prizes, and Disqualification
- Challenge results are calculated by us using the methodology published on the Challenge page. Our calculation and all related decisions are final and binding in all respects.
- Your result counts from the start of the Challenge or from the moment you join, whichever is later. At that moment your account must have no open positions and at least the minimum balance (balance plus any broker bonus) stated for the Challenge; otherwise it is not admitted. You may close your positions or deposit the missing amount and have your account checked again; your result then counts from the successful check.
- Positions opened in the final 30 minutes of a Challenge do not count towards the result: neither their profit nor their loss. Positions opened earlier count until the end of the Challenge. Entries and re-checks close 6 hours before the end.
- Deposits and withdrawals during a Challenge are not counted as profit or loss; deposits increase the calculation base, withdrawals do not reduce it. Broker credits and bonuses are included in the Challenge; credit added or removed during the Challenge is treated like a deposit or withdrawal.
- Participants with exactly the same result share a place. The prizes of the places they occupy are pooled and shared equally between them.
- We reserve the absolute right, at our sole discretion, to disqualify any participant at any time who: violates Challenge rules; provides false, incomplete, or misleading information; engages in market manipulation or fraudulent trading activity; circumvents the calculation methodology; or otherwise acts in a manner we deem unfair or contrary to the spirit of the Challenge.
- We reserve the right to modify, suspend, postpone, or cancel any Challenge at any time, for any reason, including but not limited to: technical failures, data inaccuracies, system outages, API Provider issues, insufficient participation, or suspected fraud. In the event of modification or cancellation, prizes may be withheld, reduced, or reallocated at our sole discretion.
- Prize details are specified per individual Challenge. We shall not be liable for any failure to receive a prize due to incorrect, outdated, or unverifiable information provided by the participant.
- No prize shall be awarded where we have reasonable grounds to suspect dishonest conduct, manipulation, or abuse, regardless of apparent performance metrics.
- Participation in a Challenge does not guarantee any prize, profit, return, or financial outcome of any kind.
6. ACCOUNT REGISTRATION AND SECURITY
6.1. Registration
To access certain features of the Platform, you must register an account. You agree to provide accurate, complete, and current information during registration and to update such information as necessary. You must not create an account on behalf of another person without their explicit authorisation.
6.2. Account Security
You are solely and entirely responsible for:
- Maintaining the strict confidentiality of your Platform account credentials (email address and password);
- All activity that occurs under your account, whether or not authorised by you;
- Any consequences arising from the loss, theft, compromise, or unauthorised use of your credentials.
You agree to notify us immediately upon becoming aware of any unauthorised access to, or use of, your account.
6.3. Password Recommendations
We strongly advise you to:
- Use a strong, unique password for your Market Analytics account — one that you do not use on any other website, platform, or service;
- Use a strong, unique Investor Password for any MT4/MT5 trading account linked in connection with Challenges — different from your trading (master) password, your Platform password, and any other password you use;
- Never share your passwords with any third party.
6.4. No Liability for Unauthorised Access
To the fullest extent permitted by applicable law, we shall not be liable for any loss, damage, or harm — including financial loss — arising from your failure to maintain the security and confidentiality of your account credentials, your Investor Password, or any other credential associated with the Platform or any connected service, whether such loss results from negligence, failure to follow security recommendations, or any other cause.
7. DATA SECURITY, PRIVACY, AND CYBERSECURITY
7.1. Security Measures
We implement commercially reasonable technical and organisational security measures designed to protect the Platform, our systems, and any data we hold against unauthorised access, loss, alteration, or disclosure. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee the absolute security of any data.
7.2. Limitation of Liability for Security Incidents
To the fullest extent permitted by applicable law, the Company, its directors, officers, employees, agents, affiliates, licensors, service providers, subcontractors, and Partners shall not be liable — under any legal theory, including contract, tort, strict liability, or otherwise — for any loss, damage, harm, cost, expense, or liability of any kind, whether direct, indirect, incidental, special, consequential, punitive, or exemplary, arising from or related to:
- Any unauthorised access to, acquisition of, exfiltration of, theft of, or accidental disclosure of personal data, account data, trading data, passwords (including Investor Passwords), or any other information held by us, transmitted through the Platform, or processed by any third-party service provider;
- Any cyberattack, hacking, phishing, social engineering, brute-force attack, ransomware, malware, spyware, denial-of-service (DoS or DDoS) attack, man-in-the-middle attack, or any other malicious or unauthorised intrusion or activity targeting the Platform, our infrastructure, or any third-party service we use;
- Any data breach, security incident, or failure at any third-party service provider, including but not limited to api2trade.com, hosting providers, data processors, or payment processors;
- The loss, corruption, deletion, or unavailability of any data for any reason;
- Any interception, alteration, or corruption of data during transmission over the internet or any other network;
- Any failure, error, or vulnerability in third-party software, libraries, APIs, or systems integrated into or used by the Platform.
You acknowledge that you use the Platform and submit any data — including your Investor Password — at your own risk.
7.3. User Responsibility for Device Security
You are solely responsible for ensuring the security of your own devices, software, operating systems, browsers, and network connections used to access the Platform. We are not liable for any harm resulting from malware, keyloggers, viruses, or other malicious software present on your devices or network.
7.4. Data Privacy
Our collection and use of personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the processing of your data as described in the Privacy Policy.
8. THIRD-PARTY SERVICES, INTEGRATIONS, AND LINKS
The Platform integrates with and may contain links to third-party services, platforms, websites, APIs, and data providers, including but not limited to api2trade.com and market data providers.
We do not endorse, control, monitor, or accept any responsibility or liability for any third-party services, websites, applications, content, data, products, or practices. Your access to and use of any third-party service is at your own risk and is governed exclusively by that third party's own terms of service, privacy policy, and other policies.
We shall not be liable for any loss or damage caused by your reliance on, or use of, any third-party service, including any disruption, error, or security failure at such service.
9. PARTNER PROTECTION
Any entity or individual acting as a partner, collaborator, integration provider, data provider, technology provider, API provider, or affiliate of the Company in connection with the Platform or any Service (collectively, "Partners"), including but not limited to api2trade.com, shall not be liable to you for any loss, damage, or claim of any kind arising from your use of the Platform, the Services, or any Challenge.
By using the Platform, you expressly agree not to bring any claim, action, or proceeding against any Partner arising out of or in connection with the Services or these Terms.
The protections afforded to Partners under these Terms are intended to be directly enforceable by such Partners as third-party beneficiaries of these Terms to the fullest extent permitted by applicable law.
10. INTELLECTUAL PROPERTY
All content on the Platform — including but not limited to software, source code, algorithms, tools, databases, educational materials, videos, design, graphics, text, trademarks, and logos — is the exclusive intellectual property of Lumeris IP Ltd or its respective licensors and is protected by applicable intellectual property, copyright, and trademark laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial use in accordance with these Terms. You may not:
- Copy, reproduce, distribute, publish, or transmit any part of the Platform;
- Modify, adapt, translate, reverse-engineer, decompile, or disassemble any part of the Platform;
- Create derivative works based on any content of the Platform;
- Use any automated tool, scraper, bot, or crawler to access the Platform;
- Remove, alter, or obscure any proprietary notices or labels on the Platform.
Any unauthorised use of our intellectual property may result in immediate termination of your access and may give rise to legal action.
11. PROHIBITED CONDUCT
You agree that you will not:
- Use the Platform for any unlawful, fraudulent, or abusive purpose;
- Attempt to gain unauthorised access to any part of the Platform, our systems, or the accounts of other users;
- Introduce any malware, viruses, Trojan horses, or other malicious code into the Platform;
- Engage in any conduct that disrupts, damages, or impairs the functionality of the Platform;
- Use the Platform to transmit unsolicited communications or spam;
- Misrepresent your identity or impersonate any person or entity;
- Manipulate, falsify, or attempt to manipulate any Challenge results or leaderboard data;
- Use the Platform in a manner that violates any applicable law or regulation.
We reserve the right to investigate any suspected violation of these Terms and to take any action we deem appropriate, including suspension or termination of access and referral to law enforcement authorities.
12. FORCE MAJEURE
We shall not be liable for any failure, delay, or interruption in the provision of the Services arising from causes beyond our reasonable control, including but not limited to: acts of God; war; terrorism; civil unrest; pandemics or epidemics; government actions or regulations; internet or telecommunications outages; power failures; cyberattacks; strikes; natural disasters; or failures of third-party service providers including API providers, hosting services, or data providers. In such circumstances, our obligations under these Terms shall be suspended for the duration of the force majeure event.
13. DISCLAIMER OF WARRANTIES
THE PLATFORM AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY AND ITS PARTNERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO:
- WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE;
- WARRANTIES OF ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF ANY DATA, CONTENT, OR INFORMATION;
- WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS;
- WARRANTIES THAT ANY DEFECTS WILL BE CORRECTED;
- WARRANTIES OF NON-INFRINGEMENT.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE PLATFORM SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
14. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
(a) The Company, its directors, officers, shareholders, employees, agents, affiliates, licensors, service providers, subcontractors, and Partners shall not be liable under any legal theory — whether in contract, tort (including negligence), strict liability, or otherwise — for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to: loss of profits; loss of revenue; loss of trading capital; loss of data; loss of goodwill; loss of business opportunity; personal injury; or any other intangible losses, even if advised of the possibility of such damages.
(b) Our total aggregate liability to you for all claims arising under or in connection with these Terms, the Platform, or any Service shall not exceed €100 (one hundred euros), regardless of the nature, basis, or number of claims.
(c) Some jurisdictions do not allow the exclusion or limitation of certain warranties or liability. In such jurisdictions, the above limitations apply to the fullest extent permitted by law.
15. INDEMNIFICATION
You agree to fully indemnify, defend, and hold harmless Lumeris IP Ltd and its directors, officers, shareholders, employees, agents, affiliates, licensors, service providers, subcontractors, and Partners from and against any and all claims, demands, actions, damages, losses, liabilities, costs, and expenses (including reasonable legal fees and court costs) arising from or related to:
- Your access to or use of the Platform or Services;
- Your participation in any Challenge;
- Your breach of these Terms or any representations or warranties made herein;
- Any false, inaccurate, or misleading information you provide;
- Your violation of any applicable law, regulation, or third-party right;
- Any dispute between you and any third party in connection with the Platform;
- Any claim relating to your trading activities or decisions.
16. CLASS ACTION WAIVER
TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING AGAINST THE COMPANY OR ITS PARTNERS. ALL CLAIMS MUST BE BROUGHT ON AN INDIVIDUAL BASIS.
17. NO FIDUCIARY DUTY
Nothing in these Terms or in the provision of the Services creates or shall be construed as creating any fiduciary, advisory, agency, partnership, or joint venture relationship between you and the Company or any of its Partners.
18. ENTIRE AGREEMENT
These Terms, together with the Privacy Policy and any Challenge-specific rules published on the Platform, constitute the entire agreement between you and the Company with respect to the subject matter hereof and supersede all prior or contemporaneous agreements, understandings, negotiations, or representations, whether oral or written.
19. WAIVER AND SEVERABILITY
(a) Waiver: Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of that right or provision.
(b) Severability: If any provision of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
20. TERMINATION
We reserve the right to suspend, restrict, or permanently terminate your access to the Platform and Services at any time, without prior notice and without liability, for any reason, including but not limited to: your breach of these Terms; suspected fraud or manipulation; misuse of the Platform; or any conduct we deem harmful to the Platform, other users, or our Partners.
Upon termination, all licences granted to you under these Terms shall immediately cease, and you must stop using the Platform.
21. GOVERNING LAW AND DISPUTE RESOLUTION
These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law principles.
Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall be referred to and finally resolved by the competent courts of the Republic of Cyprus, to whose exclusive jurisdiction you irrevocably submit.
22. CHANGES TO THESE TERMS
We reserve the right to update or replace these Terms at any time. We will post the updated Terms on the Platform with a revised "Last updated" date. Changes take effect immediately upon posting. Your continued use of the Platform following any changes constitutes your acceptance of the revised Terms.
23. CONTACT
For questions, notices, or correspondence regarding these Terms:
Lumeris IP LtdArchiepiskopou Makariou III, 59, MOUYIAS TOWER, 3rd floor, Office 3016017 Larnaca, Republic of CyprusEnd of the terms and conditions.